Information for business travelers

We have developed a special business trip insurance solution for development services and aid organizations. Our tariffs are valid worldwide, including conflict areas. The provided insurance cover takes the special traveling conditions in consideration and also provides, for example, protection in case of injuries or disability caused by passively participating in acts of war.

Are you already covered by our AIDWORKER tariffs? Then your supporting organization has made the right choice. Your supporting organization will provide you with all information on your insurance in good time prior to your journey. They will also inform you which policies have been purchased for you. In addition, you can also click on the following links for detailed information about your insurance cover.

  • Information on international health insurance

    Our insurance policy AIDWORKER24-DR is the right choice for business trips. Covered are all of the insured person’s private and business travels abroad within one year, as long as a single trip does not exceed 42 days.

    Also insurable are so-called stays in third countries. This means that the deployed employee travels from the country of assignment to another country for personal or business reasons. In this case, cover is also provided for trips up to a duration of 42 days.

    Further information on AIDWORKER24-DR
  • Information on professional and personal liability insurance

    The liability insurance policy AIDWORKER-H provides insurance cover for private and professional activities. The sum insured for bodily injury, property damage and financial loss is €3,000,000. Depending on the profession, we distinguish between the following tariffs:

    Tariff AW-H1

    People who carry out activities with a normal level of responsibility: missionaries, teachers, volunteering excluding care, etc.

    Tariff AW-H2

    People who carry out activities with a high level of responsibility: technicians, care professions, craftsmen, etc.

    Tariff AW-H3

    People who carry out activities with a very high level of responsibility: construction and project managers, doctors, etc.

    Further information on AIDWORKER-H
  • Information on accident insurance

    Choosing the right combination of insurance policies depends on a number of different factors, such as program, program duration, activity, country of assignment, country of origin, marital status and kind of employment/assignment. You will find popular combinations with our accident insurance policy AIDWORKER-U in the following list.


    Sums insured
    Accidental death benefit
    Disability benefit in case of 100% accidental disability
    Disability benefit
    Progression in percent
    Rescue costs
    Plastic surgery
    Disability as a result of tropical and infectious diseases included

    For details on the insurance combination selected for you, please refer to your insurance certificate. For an overview on further potential combinations and for further information on AIDWORKER-U, click here: AIDWORKER-U.

  • Information on baggage insurance

    If you want to purchase baggage insurance for short-term stays, AIDWORKER-RG baggage insurance is the perfect solution.


    Baggage insurance AW-RG
    Sum insured
    € 2,500 or € 4,000
    50% of the sum insured
    Outward journey, stay and return journey covered

    Further information on AIDWORKER-RG

You will find all information on what to do in the event of a claim under Claims.

Do you require advice?
Your contacts:
Our Corporate Clients team
will be happy to assist

T +49 2247 9194-994
F +49 2247 9194-40