International daily sickness allowance

The international daily sickness allowance can be purchased for stays abroad lasting longer than 12 months. It provides insurance cover against loss of earnings as a result of acute sickness or accidents abroad. In case of an insured event because of inability to work, the insured will receive a daily sickness allowance.

We recommend the international daily sickness allowance for counselors sent on the basis of a fee-based contract, since no fees are paid in case of an absence due to illness.


HanseMerkur Reiseversicherung AG
Area of validity
Insurable group of people
Insurance for development workers, specialists and other aid workers staying abroad for at least 12 months as employees or freelance contractors within development cooperation
Insurable stays abroad
Professional stays abroad
Term of the insurance
12 months to 5 years

In the description of benefits, you will find a customer-friendly overview of all essential benefits and benefit exclusions. The insurance conditions include all the details of the respective policy.

Product information sheet AW-KT German

AIDWORKER International daily sickness allowance Description of Benefits English
AIDWORKER International daily sickness allowance Description of Benefits German

Insurance Conditions International daily sickness allowance German
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T +49 2247 9194-994
F +49 2247 9194-40