Information for development workers

Are you already covered by our AIDWORKER tariffs? Then your supporting organization has made the right choice. Our policy provides you with extensive cover during your stay abroad. Your supporting organization will provide you with all information on your insurance in good time prior to your journey. They will also inform you which policies have been purchased for you. In addition, you can also click on the following links for detailed information about your insurance cover.

  • Information on international health insurance

    We offer two different international health insurance policies for development workers:

    - AIDWORKER-EH is the right policy for all development workers who fall under the German Development Workers Act (EhfG), so-called development workers under the EhfG.

    Further information on AIDWORKER-EH

    - AIDWORKER-PLUS is the right policy for all development workers who do not fall under the German Development Workers Act (EhfG), so-called development workers outside the EhfG.

    Further information on AIDWORKER-PLUS
  • Information on international daily sickness allowance

    The international daily sickness allowance AIDWORKER-KT can be purchased for stays abroad lasting longer than 12 months. It provides insurance cover against loss of earnings as a result of acute sickness or accidents abroad. In case of an insured event because of inability to work, the insured will receive a daily sickness allowance.

    Further Information on AIDWORKER-KT
  • Information on professional and personal liability insurance

    The liability insurance policy AIDWORKER-H provides insurance cover for private and professional activities. The sum insured for bodily injury, property damage and financial loss is €3,000,000. Depending on the profession, we distinguish between the following tariffs:

    Tariff AW-H1

    People who carry out activities with a normal level of responsibility (missionaries, teachers, volunteering excluding care, etc.)

    Tariff AW-H2

    People who carry out activities with a high level of responsibility (technicians, care professions, craftsmen, etc.)

    Tariff AW-H3

    People who carry out activities with a very high level of responsibility (construction and project managers, doctors, pilots, etc.)

    Tariff AW-H6

    Children of insured persons during their training in Germany

    Tariff AW-H7

    Free co-insurance for children and relatives of the main insured person

    Further Information on AIDWORKER-H
  • Information on accident insurance

    The accident insurance policy AIDWORKER-U is tailored to the particular risks of aid workers abroad, especially in conflict areas. It provides a level of protection that exceeds by far any normal private accident insurance. Since every development service has its own contracts with individual sums and conditions, we cannot provide here with all these different tariffs. Please contact your organization for further information on this issue.

    Further information on AIDWORKER-U
  • Information on baggage insurance

    If you want to purchase baggage insurance for short-term stays, AIDWORKER-RG baggage insurance is the perfect solution.

    For long-term stays where you take more than just your travel baggage with you, all your personal effects can be insured during outward and return journey and for the entire duration of your stay abroad through our AIDWORKER-BH personal effects insurance.

     

    Baggage insurance AW-RG1
    Sum insured
    €2.500
    Valuables
    50% of the sum insured
    Outward journey, stay and return journey covered

    Further information on AIDWORKER-RG
  • Information on personal effects insurance

    For long-term stays where you take more than just your travel baggage with you, all your personal effects can be insured during outward and return journey and for the entire duration of your stay abroad through our AIDWORKER-BH personal effects insurance.

    To insure your personal effects, we need a list of all the things you are going to take with you. Outward journey, stay and return journey can be insured separately.

    Further Information on AIDWORKER-BH
  • Information on supplemental insurance / annuity insurance

    Counsel and support regarding your pension scheme is usually provided by your supporting organization. There are numerous alternatives and basically every organization provides its own solution.

    For expatriates who leave Germany for a long-term stay abroad, we usually recommend private supplemental insurance as a substitute for government pension schemes. Since every assignment is different, we will provide every expatriate with individual counseling.

    Further information on AIDWORKER-RV
  • Information on vehicle insurance

    You can insure all vehicles used in project countries through AIDWORKER-KFZ. Insurable are two-wheeled vehicles, cars and trucks. You can select from vehicle liability insurance, fully comprehensive insurance, third party, fire and theft insurance as well as passenger accident insurance.

    Further information on AIDWORKER-KFZ

For information on what to do in the event of a claim along with the respective forms, please go to Claims.

Do you require advice?
Your contacts:
Gruppenvertrag
Our Corporate Clients team
will be happy to assist

T +49 (0) 2247 9194 -994
F +49 (0) 2247 9194 -40
E info@aidworker.de