AIDWORKERINSURANCE > Easy English

Welcome to AIDWORKER

You are on the website of AIDWORKER.

The website is: www.aidworkerinsurance.com

This page is in Easy English.

What can you find on this website?

AIDWORKER is an insurance.


The insurance is for people

who help in other countries.

For example:

  • Volunteers
  • Development workers
  • Missionaries
  • Skilled workers

The insurance helps

if something happens abroad.

What is AIDWORKER?

AIDWORKER is an insurance product.

It is offered by the company DR-WALTER.


The insurance is for long stays abroad.


It also covers countries

with difficult conditions.


For example:

If there are only a few doctors.

Or if hospitals are not well equipped.

Why is the insurance important?

Many things can happen abroad.

For example:

  • You get sick.
  • You have an accident.
  • You cause damage to another person.

Medical treatment abroad is often very expensive.

The insurance helps pay the costs.

The insurance also organizes help.

Who is the insurance for?

The insurance is for:

  • individual helpers
  • Teams
  • Organizations

Small associations can also buy the insurance.


Buy means:

You sign a contract for the insurance.

What types of insurance are included?

AIDWORKER has different parts.

Each part is one type of insurance.

You can choose more than one type.

Health Insurance Abroad

The health insurance pays for medical treatment.


For example:

  • Doctor visits
  • Hospital treatment
  • Medicine
  • Operations

The insurance pays:

  • Doctor costs
  • Hospital costs
  • Medicine costs

Sometimes the insurance also pays

for return transport.

For example:

if you are seriously ill.

Accident Insurance

An accident can have serious results.

For example:

  • You fall at work.
  • You have a traffic accident.

The accident insurance pays money:

  • if a body part is permanently damaged
  • if you have a permanent disability

Permanent disability means:

The damage does not go away.


If a person dies, family members receive money.

Liability Insurance

Liability means:

You cause damage by accident.

For example:

  • You break something.
  • A person is hurt because of you.

The insurance checks:

Are you responsible for the damage??

If yes,

the insurance pays for the damage.

Assistance Insurance

Sometimes you need quick help.

For example:

  • After an accident
  • If you lose important documents
  • If you have serious problems abroad

The insurance offers:

  • Help 24 hours a day
  • Support by phone
  • Help with organizing emergency support

Insurance for Personal Belongings

You can also insure personal items.

For example:

  • Laptop
  • Mobile phone
  • Work equipment
  • Luggage

The insurance helps in case of:

  • Theft
  • Robbery
  • Damage or destruction

The insurance replaces the loss.

Insurance for Vehicles in the Country of Assignment

Some helpers use a car or a motorcycle.

These vehicles can be insured.

The insurance helps in case of:

  • An accident
  • Damage to your vehicle
  • Damage to other people

What to do in case of a claim?

Did something happen?

Then report the damage to the insurance company.

There are forms on the website.

Service

T +49 2247 9194-994
E info@aidworker.de

What to do in an emergency?

There is an emergency number.

The number is: +49 2247 922 50 13


You can call this number 24 hours a day.

On the phone, say:

  • Your name
  • Where you are
  • What happened

Then you will get help.

More Important Information

To the full website (in difficult language)

Go to the AIDWORKER homepage